2025 Open Enrollment

ACA Individual Market: January 15th deadline for a February 1, 2025 effective date

Medicare Advantage Members: January 1 — March 31, 2025

AHS Insurance Services Empower You to Live Free & Protected.

At Affordable Health Solutions of New Hampshire and Maine, we believe that true freedom comes from knowing you’re protected. Our mission is to guide you through the complexities of health insurance to ensure you have the confidence to live life to the fullest.

Open Enrollment is the designated time each year when individuals and Medicare subscribers can review and make changes to their health insurance plans.

During Open Enrollment, Affordable Health Solutions offers personalized guidance to help you explore your options and find the best coverage for your needs.

Whether you're seeking individual coverage or Medicare plans, you'll find all the information and resources you need right here to make informed decisions about your health care.

Enrollment deadlines are as follows:

ACA Individual Market:
January 15th deadline for a February 1, 2025 effective date

Medicare Advantage Members can only review and enroll in a new plan from:
January 1 — March 31, 2025

OPEN ENROLLMENT 2025

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Medicare Advantage Members: January 1 – March 31, 2025

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Individual Market: January 15th deadline for a February 1, 2025 effective date

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OPEN ENROLLMENT 2025 // Medicare Advantage Members: January 1 – March 31, 2025 // Individual Market: January 15th deadline for a February 1, 2025 effective date //

FREQUENTLY ASKED QUESTIONS

  • Open Enrollment is your annual opportunity to enroll in or make changes to your health insurance plan. This critical period allows you to assess your options and ensure you have the coverage you need for the upcoming year.

  • Open Enrollment Period  (OEP) for ACA Individual Market: November 1st – December 15th, 2024

    Annual Enrollment Period (AEP) for Medicare Market: October 15th – December 7th, 2024

  • Here are some key topics we will go over:

    • Check Provider Networks: Ensure your preferred doctors and hospitals are in-network with AHS plans.

    • Review Prescription Coverage: Make sure your medications are covered under the plan.

    • Consider Your Budget: Factor in premiums, deductibles, and out-of-pocket costs.

    • Gather Necessary Documents:

      • Social Security details

      • Income information

      • List of medications and healthcare providers

  • We will guide you through any technical terms but here are a few for reference.

    • Premium: The monthly payment you make for your health insurance.

    • Deductible: The amount you pay out-of-pocket before your insurance starts covering costs.

    • Copay: A fixed fee you pay for specific services, like doctor visits.

  • 1. Personalized Consultation: We’ll sit down with you to understand your unique healthcare needs and financial situation.

    2. Plan Comparison: Our experts will help you review and compare available plans, explaining the benefits and costs associated with each option.

    3. Assistance with Enrollment: We’ll walk you through the enrollment process, making it easy to complete your application accurately and on time.

    4. Ongoing Support: After enrollment, we’re still here for you! Whether you have questions about your coverage or need assistance with claims, our team is just a call away.

  • Our services are provided at no charge to you. We receive compensation from the insurance carriers, ensuring no extra costs for you.

  • Absolutely! We can assist with enrollment outside the regular period if you've experienced a qualifying event, such as loss of coverage, relocation, or family changes.